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Conquer Your Debt

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    It’s officially Spring and with the season comes spring cleaning. While I’m starting a little late this year, it feels good to get my house cleaned up and organized after the long winter. What many people might not think of is

    The post It’s Time to Spring Clean Your Finances appeared first on Personal Finance Blog | LSS.


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    Since I’ve recently gotten a new puppy, pets are on my brain. So here’s a flashback Friday post from Ashley about keeping your pet expenses down. My husband and I have not one, but two beloved pets. A yellow lab

    The post Tips to keep pet expenses affordable appeared first on Personal Finance Blog | LSS.


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  • 05/22/17--04:02: Summer Vacation on a Budget
  • Summer is an amazing time to make long-lasting summer memories with your kiddos.  Studies find that children get more enjoyment out of quality time and building memories than any material item.  How wonderful is that?  Certainly taking an amazing family

    The post Summer Vacation on a Budget appeared first on Personal Finance Blog | LSS.


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    Communication between you and your kids about your finances is very important. Keeping your finances “hush-hush” may do more harm than good. Your kids deserve to know the truth, but maybe not the whole truth! When it comes to money,

    The post What should your kids know about your finances? appeared first on Personal Finance Blog | LSS.


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    Times can be tight and people get low on cash. If you ever get asked for money from a loved one, here are some tips to help you decide to do it or not. And if you do, this post

    The post Flashback Friday: Tips for lending money to loved ones appeared first on Personal Finance Blog | LSS.


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    Warm weather is finally upon us! So it’s time to think about entertaining…if you’re into that kind of thing. If so, here are five simple ways to save money on your summer party this year. Have a potluck The best

    The post Having a summer party? Here are 5 tips to save money appeared first on Personal Finance Blog | LSS.


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    Here’s a helpful and informational piece by Mary Ellen on what to do before you lease a car. Happy Flashback Friday! Time for a new car.  The ads on TV touting low monthly leases are enticing, especially when you compare

    The post What to do before leasing a car appeared first on Personal Finance Blog | LSS.


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    Many of our posts have covered how to prepare for a financial emergency or what to do when one comes up. But we haven’t really addressed the post-emergency. So here are tips to get back on track when it happens

    The post How to Bounce Back From a Financial Emergency appeared first on Personal Finance Blog | LSS.


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    Are you planning to move soon? Whether it’s to a different state or just a couple miles, moving can be stressful. So read on for great tips to reduce moving-related stress and anxiety. Moving can be an exciting adventure, especially

    The post Simple Tips to Take the Anxiety Out of Moving appeared first on Personal Finance Blog | LSS.


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    Let’s get this out of the way up front: my finances aren’t perfect. I had minimal student loans after undergrad. I started at a community college and then transferred to Hamline University, where I graduated. But years down the road

    The post Why does financial health matter to me? appeared first on Personal Finance Blog | LSS.


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    It’s important for everyone to think about retirement…and it turns out it’s especially crucial for women. That’s why this week we’re sharing this post from America Saves. This month’s guest author is Cindy Hounsell, President of WISER, the Women’s Institute for

    The post Why Women Need to Save More for Retirement appeared first on Personal Finance Blog | LSS.


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    I have a credit card that I use every once in a while. This particular credit card company (that shall remain nameless) sent me an email this week explaining four major perks of having this credit card. They even stated

    The post How NOT to Use Your Credit Cards appeared first on Personal Finance Blog | LSS.


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    It’s not January, but we’re flashing back this Friday to Shannon’s post from a few years back about under-earning. If some or all of the characteristics below apply to you, you may be an underearner.  We survived 2012 and the

    The post 10 Signs You May Be An Underearner appeared first on Personal Finance Blog | LSS.


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  • 07/19/17--04:07: 6 budget-friendly hobbies
  • Whether you’re trying to save more money for emergencies or retirement or pay off debt, the first expenses that tend to be cut are the fun things. You might cut back on going out with friends, travel, or dining out.

    The post 6 budget-friendly hobbies appeared first on Personal Finance Blog | LSS.


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    Have you ever thought about how much of your money goes to waste? From hitting the vending machine or convenience store, little amounts can add up to big money waste. If you find yourself living paycheck to paycheck or feeling

    The post 15 things to stop wasting your money on appeared first on Personal Finance Blog | LSS.


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    If you see something on sale in a store do you feel compelled to buy it even though you don’t need it? If so, that might be your financial downfall. This means that you’re spending too much money on an

    The post What’s your financial downfall? appeared first on Personal Finance Blog | LSS.


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    Procrastination is putting off doing something until the last minute. In some cases, people can thrive on procrastination, such as meeting a deadline for school or work. However, when it comes to finances, procrastinating can mean extra money out of

    The post 8 Ways Procrastination Can Cost You appeared first on Personal Finance Blog | LSS.


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    I enjoy shopping and spending money sometimes; the act of it (as long as it’s quick), getting new things, and wearing or enjoying those new things. But sometimes I just don’t have the money to spend because of whatever happens

    The post 25 Productive Things to Do Instead of Spending Money appeared first on Personal Finance Blog | LSS.


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    Have you ever been in a position where you’re invited to go do something, but you can’t afford it? So you make up an excuse that you’re sick or tired or can’t find a sitter. While your friends may buy

    The post Should You Tell Your Friends You’re Too Broke to Hang Out? appeared first on Personal Finance Blog | LSS.


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    My 10th anniversary with LSS Financial counseling is this month. Over these last 10 years I’ve provided counseling, supervised and observed counselors, and learned so much about personal finance. I’ve also come to realize that people have different money personalities.

    The post Which of the 5 Money Personalities Do You Identify With? appeared first on Personal Finance Blog | LSS.


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