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What to Teach Your Kids About Money
Very few parents actually talk with their children about the value of a dollar or how to handle money responsibly. Some schools offer elective classes on financial management, but this subject is not...
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Is Your Financial House in Order?
January is the perfect time to look back at your financial activity over the last year to take stock and decide if you should make any changes to better meet you’re your financial goals. Take some time...
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How To Get Fit On A Budget
It’s that time of year again: we’re on the verge of summer. Thank goodness! Many of us hibernated more than normal this year because this winter was, well…let’s just say less than desirable. If you’re...
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How to Create a Healthier Home Environment and Save Money
Many people (previously myself included) think that products are safe just because they’re sold at Target or Wal-Mart. The problem with that logic, according to the Environmental Working Group, is that...
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10 Warning Signs of Hitting a Financial Wall
Making an on-time mortgage payment can be difficult if there’s an emergency or unexpected expense. What if a one-time incident caused you to stumble, but you can regain footing? Or, what if you are...
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Time for a New Year’s Financial Resolution
It’s almost that time again to make a resolution…if you’re into that kind of thing. Even if you’re not, it’s a good excuse to make positive changes in your life. Most people resolve to eat better or...
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Easy ways to increase financial wellness
This month LSS employees are taking part in a financial challenge to improve our own financial wellness. We are supposed to do something at least 4 times each week that will contribute to improving our...
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4 simple money-saving habits to start now
Almost everyone has a bad habit that causes them to waste money…whether it’s taking extra long showers or running to the grocery store 2 times in one day because you forgot something. Or throwing away...
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Flashback Friday: 5 Tips to Retire Debt-Free
Since it’s National Retirement Planning Week, here’s a flashback to this post about how to retire debt-free. For some people that may sound impossible, but it can be done! Read on… No matter how old...
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How ditching cable can improve your life
Whether you have cable or dish, monthly payments for this service are usually expensive. They might lure you in with free movie channels and a reduced payment for the first 3-6 months, but then after...
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Giving makes you happier
A colleague recently loaned me her copy of Happy Money: The Science of Happier Spending by Elizabeth Dunn & Michael Norton. It’s all about the scientific research on how we can increase our...
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How to teach teens about money
There’s no time like the present to teach your teen how to have a healthy relationship with money. Shannon’s flashback Friday post provides real life examples of how she taught her daughter – and in...
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Last minute gift ideas for Father’s Day
Oops…I did it again. Father’s Day is this weekend and I forgot about it until today. Does that sound familiar? If so, here are some last minute and (mostly) frugal ideas for dad. Coupons. Work with...
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Help! I’m spending more than I make
No one ever intends to spend too much and there are a variety of reasons that it may happen to you. It could be that your income was reduced or one month that just plain spent too much. Maybe you had a...
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4 Big Reasons Not to Borrow From Your Retirement Fund
Many organizations allow their employees to borrow money from their retirement plans. While this is very tempting for some people, it is not always the best option. In fact, in most cases taking a...
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When a sale is not a good deal
Whether it’s due to a holiday or a store needs to get rid of an item, it seems like there is a sale somewhere every day. But just because something is on sale doesn’t necessarily make it a good deal....
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How to Financially Survive Unemployment
Unemployment happens to the best of us so it’s important to be prepared…just in case. This Flashback Friday post provides tips to financially survive unemployment. In this day and age most people have...
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How to teach children good money habits
Many adults today weren’t taught much about personal finances when we were young. But those with children should start teaching their kids smart money habits as early as possible. Kids with a solid...
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7 Habits of Highly Effective Penny Pinchers
Trying to cut back on expenses and increase savings can be a vital part in upping your financial well-being. How can you cut back on expenses when you already have a ‘bare bones’ budget? Think...
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Are you financially prepared to adopt a pet?
If you’re thinking about adopting a pet, check out Ashley’s flashback Friday post. So many times we get caught up in the emotions and excitement and don’t think about the costs involved. Read on for...
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