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It’s Time to Spring Clean Your Finances
It’s officially Spring and with the season comes spring cleaning. While I’m starting a little late this year, it feels good to get my house cleaned up and organized after the long winter. What many...
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Tips to keep pet expenses affordable
Since I’ve recently gotten a new puppy, pets are on my brain. So here’s a flashback Friday post from Ashley about keeping your pet expenses down. My husband and I have not one, but two beloved pets. A...
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Summer Vacation on a Budget
Summer is an amazing time to make long-lasting summer memories with your kiddos. Studies find that children get more enjoyment out of quality time and building memories than any material item. How...
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What should your kids know about your finances?
Communication between you and your kids about your finances is very important. Keeping your finances “hush-hush” may do more harm than good. Your kids deserve to know the truth, but maybe not the whole...
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Flashback Friday: Tips for lending money to loved ones
Times can be tight and people get low on cash. If you ever get asked for money from a loved one, here are some tips to help you decide to do it or not. And if you do, this post has great advice on...
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Having a summer party? Here are 5 tips to save money
Warm weather is finally upon us! So it’s time to think about entertaining…if you’re into that kind of thing. If so, here are five simple ways to save money on your summer party this year. Have a...
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What to do before leasing a car
Here’s a helpful and informational piece by Mary Ellen on what to do before you lease a car. Happy Flashback Friday! Time for a new car. The ads on TV touting low monthly leases are enticing,...
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How to Bounce Back From a Financial Emergency
Many of our posts have covered how to prepare for a financial emergency or what to do when one comes up. But we haven’t really addressed the post-emergency. So here are tips to get back on track when...
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Simple Tips to Take the Anxiety Out of Moving
Are you planning to move soon? Whether it’s to a different state or just a couple miles, moving can be stressful. So read on for great tips to reduce moving-related stress and anxiety. Moving can be an...
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Why does financial health matter to me?
Let’s get this out of the way up front: my finances aren’t perfect. I had minimal student loans after undergrad. I started at a community college and then transferred to Hamline University, where I...
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Why Women Need to Save More for Retirement
It’s important for everyone to think about retirement…and it turns out it’s especially crucial for women. That’s why this week we’re sharing this post from America Saves. This month’s guest author is...
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How NOT to Use Your Credit Cards
I have a credit card that I use every once in a while. This particular credit card company (that shall remain nameless) sent me an email this week explaining four major perks of having this credit...
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10 Signs You May Be An Underearner
It’s not January, but we’re flashing back this Friday to Shannon’s post from a few years back about under-earning. If some or all of the characteristics below apply to you, you may be an underearner....
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6 budget-friendly hobbies
Whether you’re trying to save more money for emergencies or retirement or pay off debt, the first expenses that tend to be cut are the fun things. You might cut back on going out with friends, travel,...
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15 things to stop wasting your money on
Have you ever thought about how much of your money goes to waste? From hitting the vending machine or convenience store, little amounts can add up to big money waste. If you find yourself living...
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What’s your financial downfall?
If you see something on sale in a store do you feel compelled to buy it even though you don’t need it? If so, that might be your financial downfall. This means that you’re spending too much money on an...
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8 Ways Procrastination Can Cost You
Procrastination is putting off doing something until the last minute. In some cases, people can thrive on procrastination, such as meeting a deadline for school or work. However, when it comes to...
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25 Productive Things to Do Instead of Spending Money
I enjoy shopping and spending money sometimes; the act of it (as long as it’s quick), getting new things, and wearing or enjoying those new things. But sometimes I just don’t have the money to spend...
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Should You Tell Your Friends You’re Too Broke to Hang Out?
Have you ever been in a position where you’re invited to go do something, but you can’t afford it? So you make up an excuse that you’re sick or tired or can’t find a sitter. While your friends may buy...
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Which of the 5 Money Personalities Do You Identify With?
My 10th anniversary with LSS Financial counseling is this month. Over these last 10 years I’ve provided counseling, supervised and observed counselors, and learned so much about personal finance. I’ve...
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